Starling technology works in a hybrid pattern from home and one of our three offices. We're open to applications from across the UK but our preference is that you're located within a commutable distance to either our London, Southampton or Cardiff office, so that when we're able to see each other and collaborate in person again, we're ready to go! We are a leading digital bank on a mission to disrupt the banking industry. We've built an app with smart money management tools to help our customers live a healthier financial life. We also offer groundbreaking B2B banking and payments services.

AI is just one of several technologies that banks and other financial institutions are using to improve internal processes and bring new experiences to their customers. This is borne out of necessity: if traditional industries don't embrace advanced technologies in the right use cases there is a real chance of disruption. Why would HSBC, for example, let a challenger like Starling Bank out-innovate them? Both the large and emerging players in the finance industry are opening their arms to AI. AI-based chatbots, for example, are increasingly be used as the first point of contact for customers. This point was reiterated by HSBC's AI programme manager, Sebastian Wilson, during a recent roundtable hosted by Information Age -- big banks are not standing still, because they realise the incredible level of service and personalisation that can be achieved when technology is used in the right way.

Banks of the future will stop selling customers products they don't need and will focus on doing one product well, according to Starling Banks' Anne Boden. Speaking at WIRED Money 2016, Boden said: "Nowadays, we have the big banks with lots of products with lots of customer groups and lots of different channels trying to own the whole experience. "I don't believe a startup bank can beat big banks. You need to focus and do one thing really well; 20 times better than everyone else to give people a reason to bank with you." Starling is a challenger bank building data-driven current accounts controlled from smartphones. It was created in January 2014 and is due to launch within the next three months. In January this year, it received 70 million ( 48 million) in investment. Prior to founding Starling, Boden was CEO of Allied Irish Banks and head of Emea, global transaction banking across 34 countries for RBS and ABN AMRO. She has more than 30 years' experience in banking, having begun her career at Lloyds Bank, before moving on to Standard Chartered Bank and then UBS in Zurich. "I took a year out recently to discuss what is happening in the banking industry," added Boden. "I spent time talking to people involved in Fintech and a lot of the things I took for granted, and that I thought were a given, weren't true at all.